We’re back with the latest operational updates and monthly statistics, informing you of our recent progress.


Product updates


Fincard Sp. z.o.o. (NetCredit Poland) reports ending 2023 with €7.27 million net profit. The company’s financial statement for 2023 has been published on our website and shows significant portfolio growth and strong financial performance. Key highlights include:

  • Annual net profit of €7.27 million
  • Revenues of €32.5 million
  • Gross portfolio size of €28.3 million, marking an 80% (€12.5 million) increase in 2023

Over the past year, €23.9 million worth of loans have been financed through the TWINO platform, contributing to Fincard’s overall credit card portfolio.

Find the report here. Learn more about the company’s 2023 operational and strategic achievements here.

Currently, we offer a selection of NetCredit loans available for investment with 12% p.a. Visit the primary market to explore the opportunities:


The first performance insights into Rentals are now available as TWINO Properties, the company behind the real estate operations, has released its 2023 financial statement. Overall, operations are progressing successfully and according to the company’s initial business plan and the long-term nature of real estate investments. You can learn more here.

Our current offering includes a fully furnished 2-room apartment with an open-concept kitchen, located in a prime location in Riga, Latvia.

Expected annual return: 5-6%.

Other updates

Please see the latest summary of war-affected loans below:

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TWINO news

TWINO updates and news, including monthly investor updates, changes in company, new product and market updates.

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