This year marks a major milestone. TWINO has officially been on the market for 10 years. It’s been a decade of building, learning, and growing together with our investors. 

But we didn’t begin as a platform. Back in 2009, we started as a lending company, focused on emerging markets and building the kind of credit risk models and infrastructure that would, one day, become the foundation for something bigger.

By 2015, we launched what would become one of Europe’s most trusted investment platforms, a place where everyday investors could access high-yield credit products, with full transparency and confidence.

It wasn’t just about making investing easier. It was about opening up opportunities that had previously been locked behind institutions. We also made decisions that weren’t always easy—especially when investor trust was on the line. But we listened and we worked to become better.

Becoming a regulated investment firm under the supervision of the Central Bank of Latvia was one of the biggest steps forward. It brought more structure, transparency, and accountability to everything we do.

We’ve financed over €1 billion in loans and paid out more than €28 million in interest to our investor community. These milestones are only part of the picture. What really matters is the strength and resilience we’ve built along the way. Looking ahead, we’re focused on stable growth. We’re exploring new markets across the EU, improving the platform experience, and building products that meet long-term needs.

The goal is simple: to give investors more value and more control.

We’re proud of what we’ve achieved so far, and even more excited about what’s next. And we’re glad you’re part of the journey.

Cheers to growth,

TWINO